> ## Documentation Index
> Fetch the complete documentation index at: https://developer.quicko.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Bank Account Details

> Bank Account details enable tracking of the inflow and outflow in the user's account

## Overview

The Bank Account Details API provides information about the user's bank accounts, including account type, account number, and banking identifiers (IFSC, SWIFT, MICR, UPI ID). This data is essential for Quicko to:

* Identify and reconcile bank transactions for income tracking
* Match deposits and withdrawals to their sources and purposes
* Validate bank account ownership and verify authenticity
* Link salary deposits to employer bank account details
* Prepare accurate bank reconciliation statements for tax compliance

Bank Account details enable tracking of the inflow and outflow in the user's account. Bank Account details help identify the sender or receiver of the user and further provide account type and account number information.

## Response Format

Your API should return bank account information with the following data points:

## Bank Account Details

| Param           | Type   | Required | Description                                                                        |
| --------------- | ------ | -------- | ---------------------------------------------------------------------------------- |
| account\_type   | String | Yes      | The type of account the user is holding i.e 'Current Account' or 'Savings Account' |
| account\_number | Number | Yes      | Account number of the user                                                         |
| ifsc            | String | Yes      | IFSC of the particular Branch                                                      |
| upi\_id         | String | No       | UPI address for the bank account                                                   |
| swift\_code     | String | No       | Code for International Interbank Transactions                                      |
| micr            | String | No       | Magnetic Ink Character recognition                                                 |
| MMID            | String | No       | Mobile money identifier                                                            |