Bank Account Details

Overview

The Bank Account Details API provides information about the user’s bank accounts, including account type, account number, and banking identifiers (IFSC, SWIFT, MICR, UPI ID). This data is essential for Quicko to:

Identify and reconcile bank transactions for income tracking
Match deposits and withdrawals to their sources and purposes
Validate bank account ownership and verify authenticity
Link salary deposits to employer bank account details
Prepare accurate bank reconciliation statements for tax compliance

Bank Account details enable tracking of the inflow and outflow in the user’s account. Bank Account details help identify the sender or receiver of the user and further provide account type and account number information.

Response Format

Your API should return bank account information with the following data points:

Param	Type	Required	Description
account_type	String	Yes	The type of account the user is holding i.e ‘Current Account’ or ‘Savings Account’
account_number	Number	Yes	Account number of the user
ifsc	String	Yes	IFSC of the particular Branch
upi_id	String	No	UPI address for the bank account
swift_code	String	No	Code for International Interbank Transactions
micr	String	No	Magnetic Ink Character recognition
MMID	String	No	Mobile money identifier

Getting started

OAuth

Profile

Broker Integration

Crypto Integration

HRMS Integration

Bank Integration

Bank Account Details

Overview

Response Format